You have a number of benefits
You have a number of benefits
և սա դեռ ամենը չէ․․․
A new banking experience with powerful features
և սա դեռ ամենը չէ․․․
Borrow Smart: Starting at 16%
Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.
Free Gold Card
Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees
Free SMS Notifications
Receive free SMS alerts for all transactions over AMD 1,000
Promotions & Discounts
Enjoy access to special offers from a variety of partner stores. See All >
Free Cash Withdrawal
Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 monthly — at all other ATMs in the ARCA network
Activate Your Code in Telegram Bot
Վարկեր սկսած 16%-ից
Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Անվճար Gold քարտ
Ստացիր VISA Gold կամ Mastercard Gold քարտը՝ առանց սպասարկման կամ այլ լրացուցիչ վճարների
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Անվճար կանխիկացում
0% կանխիկացման վճար Ինեկոբանկի բանկոմատներում, իսկ մինչև 100,000 դրամի գործարքների համար՝ նաև ARCA համակարգի բանկոմատներում
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Ակցիաներ և զեղչեր
Վերաֆինանսավորիր առանց թղթաբանության` հաշված րոպեների ընթացքում
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Անվճար SMS ծանուցումներ
Նվազեցրու ամսական վճարումներդ ու կառավարիր վարկի ժամկետը
Borrow Smart: Starting at 16%
Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.
Free Gold Card
Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees
Free Cash Withdrawals
Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 — at all other ATMs in the ARCA network
Promotions & Discounts
Enjoy access to special offers from a variety of partner stores. See All >
Free SMS Notifications
Receive free SMS alerts for all transactions over AMD 1,000
Borrow Smart: Starting at 16%
Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.
Promotions & Discounts
Enjoy access to special offers from a variety of partner stores. See All >
Free Gold Card
Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees
Free SMS Notifications
Receive free SMS alerts for all transactions over AMD 1,000
Borrow Smart: Starting at 16%
Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.
Promotions & Discounts
Enjoy access to special offers from a variety of partner stores. See All >
Free Gold Card
Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees
Free SMS Notifications
Receive free SMS alerts for all transactions over AMD 1,000
Promotions & Discounts
Pay with your Mastercard Standard or Gold and enjoy one of these offers
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
-
-
15% off edX individual online courses
-
25% off Skillshare annual membership
-
20% off short-term courses on FutureLearn
-
15% off 2U GetSmarter short-term courses
-
10% off British Council online English courses
-
-
10% discount at AKG More Than A Pharmacy
-
10% discount at The Body Shop
-
Voucher for future purchases at Sirun Ankyun store
-
16% off at COLE HAAN store
-
16% off at Jack and Jones
-
16% off at Levi’s
-
16% off in New Balance
-
16% off in Puma
-
16% off in Lee Wrangler
-
20% off in Sportlandia
-
-
15% discount at KinoPark via Visa and app
-
15% discount at Square One Cafe
-
15% discount at Segafredo Armenia Cafe
-
15% discount at Cinnabon Armenia Cafe
-
10% discount at Paul Cafe
-
16% off at The Lodge restaurant
-
Promotions & Discounts
Pay with your Mastercard Gold and enjoy one of these offers
-
15% զեղչ Կինոպարկում՝ Visa-ով և հավելվածով
-
15% զեղչ Square One սրճարանում
-
15% զեղչ Segafredo Armenia սրճարանում
-
15% զեղչ Cinnabon Armenia սրճարանում
-
10% զեղչ Paul սրճարանում
-
10% զեղչ The Lodge ռեստորանում
-
-
10% VIP զեղչ և հավելյալ առավելություններ The Bicester Collection Online-ում
-
15% զեղչ՝ առանց մինիմալ ծախսի YOOX-ում
-
Promotions & Discounts
Pay with your Mastercard Standard or Gold and enjoy one of these offers
Ճամփորդություն և հանգիստ
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Կրթություն և առցանց ուսուցում
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Գնումներ և նորաձևություն
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Սնունդ, սրճարաններ և ժամանց
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
-
Promotions & Discounts
Pay with your Mastercard Gold and enjoy one of these offers
Ճամփորդություն և հանգիստ
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Կրթություն և առցանց ուսուցում
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Գնումներ և նորաձևություն
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Սնունդ, սրճարաններ և ժամանց
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
-
-
10% discount on Rentalcars.com when booking through the link. The offer is valid until 15.06.2027.
-
15% discount at Courtyard by Marriott Gia Restaurant and Go & Sip Cocktail Bar. Not applicable to business lunch offers and cannot be combined with other offers. The offer is valid until 30.06.2026.
-
10% discount on SPA services and Elemis brand products at Courtyard by Marriott Yerevan. The discount applies to massages and does not apply to other services, and cannot be combined with other offers. The offer is valid until 30.06.2026.
-
Up to 12% discount on Agoda.com. The offer is valid until 30.10.2026.
-
15% discount on the coffee menu at Square One café. The discount does not apply to other special offers or discounts and is not valid at the Zvartnots Airport branch. The offer is valid until 31.12.2026.
-
15% discount on the coffee menu at Cinnabon Armenia café. The discount does not apply to other special offers or discounts and is not valid at the Zvartnots Airport branch. The offer is valid until 31.12.2026.
-
15% discount on the coffee menu at Segafredo Armenia café. The discount does not apply to other special offers or discounts and is not valid at the Zvartnots Airport branch. The offer is valid until 31.12.2026.
-
10% discount at Paul café. The discount does not apply to other special offers or discounts and is not valid at the Zvartnots Airport branch. The offer is valid until 31.12.2026.
-
10% discount at Sneak Beat store. The discount cannot be combined with other offers and discounts. The offer is valid until 31.12.2026.
-
5% discount at BOGGI Milano store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
10% discount at MATCH Multibrand store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
5% discount at COLE HAAN store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
10% discount at Jack and Jones store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
10% discount at Levi’s store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
5% discount at New Balance store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
10% discount at Puma store. The discount can be combined with other offers and discounts. The offer is valid until 31.08.2026.
-
10% discount at AKG More Than A Pharmacy stores by using the WOPAKG promo code. The discount applies to the specified assortment and does not apply to other special offers or discounts. The offer is valid until 31.12.2026.
-
10% discount at The Body Shop stores by using the WOPTBS promo code. The discount does not apply to other special offers or discounts. The offer is valid until 31.12.2026.
-
10% discount at AYO Pilates on the first purchase of any package or service, as well as free participation of 1 guest in group classes. The offer is valid until 31.12.2026.
-
When shopping at Sirun Ankyun store, you will receive a voucher for your next purchases. The voucher amount depends on the purchase amount:
* For a purchase of AMD 50,000, a voucher worth AMD 5,000 is provided,
* For a purchase of AMD 70,000, a voucher worth AMD 7,000 is provided.
The offer is valid until 31.12.2026. -
Special offer at Dilijazz hotel. Subject to availability, the following are provided:
* early check-in up to 4 hours before the standard check-in time
* late check-out up to 4 hours after the standard check-out time
* free room upgrade, subject to availability.
The offer is valid until 31.12.2026. -
Special offers at Apricot Hotels & Resorts Gyumri and Yerevan branches.
* early check-in up to 4 hours before the standard check-in time
* late check-out up to 4 hours after the standard check-out time
* free room upgrade, subject to availability.
The offer is valid until 31.12.2026. -
15% discount on all services at Onyx Reshape Studio. The offer is valid until 31․12․2026
To view the full list of offers and usage instructions, click here.
-
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4% equivalent points to your Booking.com wallet. To use the offer, you must follow the link. The maximum Wallet Credit amount is up to 200 Euros and it is provided 64 or more days after payment.
-
10% discount at Hertz RentalsPlus for car rentals and receive Hertz Gold Plus Rewards status.
-
4 nights for the price of 3 when booking on the Beyond Green website. To use the offer, you must follow the link and enter the code MKTGMC.
-
12% discount on Express and Business First tickets when purchasing a Heathrow Express ticket. To use the offer, you must follow the link and enter the code MCARD26.
-
4 nights for the price of 3 when booking within the Preferred Hotels & Resorts network. To use the offer, you must follow the link and select the MKTMSC rate code. The offer is valid for bookings made until December 31, 2026 and completed until March 31, 2027.
-
5% discount on cruises and 50 Euro bonus points for each booking at The Hutigruten Expeditions General. To use the offer, you must follow the link and enter the code MCSTANDARD.
-
15% discount with no minimum spend required at YOOX. The offer can be used up to 5 times by following the link.
-
15% discount when registering for EasyJet Plus. To use the offer, you must follow the link.
-
10% discount on the entire Adidas Armenia product range. Cannot be combined with other offers. The offer is valid until 01.09.26.
-
Make 10 orders on Glovo and receive 10,000 AMD in your Glovo account. Each transaction is valid if the order is at least 3,000 AMD. Each user can only take advantage of the offer once. The offer applies to all categories and only to payments made via Apple Pay or Google Pay. The 5 users with the most valid orders will receive additional prizes:
* 1st place – PlayStation
* 2nd and 3rd places – gift cards for a sports store
* 4th and 5th places – Glovo gift cards․The offer is valid until 19․07․2026.
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Enjoy a 10% discount on Yandex Go Comfort and Comfort Plus rides. Each cardholder can take advantage of the offer up to 2 times. The maximum discount per transaction is AMD 3,000. The offer is valid until 30.06.2026.
To view the full list of offers and usage instructions, click here.
-
Promotions & Discounts
Pay with your Mastercard Standard or Gold and enjoy one of these offers
Ճամփորդություն և հանգիստ
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Կրթություն և առցանց ուսուցում
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Գնումներ և նորաձևություն
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Սնունդ, սրճարաններ և ժամանց
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
-
Promotions & Discounts
Pay with your Mastercard Gold and enjoy one of these offers
Ճամփորդություն և հանգիստ
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Կրթություն և առցանց ուսուցում
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Գնումներ և նորաձևություն
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
Սնունդ, սրճարաններ և ժամանց
-
Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription
-
7% cashback to your Booking.com Wallet Credit account
-
Special offers at Apricot Hotels & Resorts
-
Up to 10% discount on car rental at SIXT
-
10% off on Rentalcars.com when booking
-
Up to 20% off for car rentals at Avis
-
5% discount at Concept Hotel
-
Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade
-
Apaga Resort booking includes free Darman tea set and chocolate
-
Upgrade to “Special Adventure Pass” at Yell Extreme Park
-
Get your salary gold card for free
Simply fill in your details and our team will contact you
Find answers to the questions that matter to you
FAQ
FAQ
Track your spending by category and manage your budget flexibly.
The offer is available to individuals with at least 3 months of registered employment
Passport and social security card, or an ID card
The card is issued within a maximum of 3 business days. For an additional service fee, you can receive it within 1 business day
Within Inecobank’s salary offer, consumer loans and credit lines are available at a preferential annual nominal interest rate of 16–18%. You can find detailed loan terms here
You can contact our Call Center at +374 10 510 510 or visit one of our branches.
