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When you receive your salary with Inecobank

Receive a free Mastercard Gold or VISA Gold salary card and enjoy a range of exclusive benefits

salary.jfif

When you receive your salary with Inecobank

Receive a free Mastercard Gold or VISA Gold salary card and enjoy a range of exclusive benefits

When you receive your salary with Inecobank

Receive a free Mastercard Gold or VISA Gold salary card and enjoy a range of exclusive benefits

salary hero.jpg
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When you receive your salary with Inecobank

Receive a free Mastercard Gold or VISA Gold salary card and enjoy a range of exclusive benefits

Apply Now

When you receive your salary with Inecobank

Receive a free Mastercard Gold or VISA Gold salary card and enjoy a range of exclusive benefits

sal eng mob.jfif

You have a number of benefits

You have a number of benefits

և սա դեռ ամենը չէ․․․

A new banking experience with powerful features

և սա դեռ ամենը չէ․․․

Borrow Smart: Starting at 16%

Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.

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Pink Poppy Flowers

Free Gold Card

Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees

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Free SMS Notifications

Receive free SMS alerts for all transactions over AMD 1,000

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Promotions & Discounts

Enjoy access to special offers from a variety of partner stores. See All >

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Free Cash Withdrawal

Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 monthly — at all other ATMs in the ARCA network

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Apply Now

Վարկեր սկսած 16%-ից

Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.

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Անվճար Gold քարտ

Ստացիր VISA Gold կամ Mastercard Gold քարտը՝ առանց սպասարկման կամ այլ լրացուցիչ վճարների

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Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Անվճար կանխիկացում

0% կանխիկացման վճար Ինեկոբանկի բանկոմատներում, իսկ մինչև 100,000 դրամի գործարքների համար՝ նաև ARCA համակարգի բանկոմատներում

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Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Ակցիաներ և զեղչեր

Վերաֆինանսավորիր առանց թղթաբանության` հաշված րոպեների ընթացքում

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Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Անվճար SMS ծանուցումներ

Նվազեցրու ամսական վճարումներդ ու կառավարիր վարկի ժամկետը

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Apply for Refinancing

Borrow Smart: Starting at 16%

Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.

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Free Gold Card

Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees

Free Cash Withdrawals

Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 — at all other ATMs in the ARCA network

atm.png
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Promotions & Discounts

Enjoy access to special offers from a variety of partner stores. See All >

sms.png

Free SMS Notifications

Receive free SMS alerts for all transactions over AMD 1,000

Order Your Free Gold Card

Borrow Smart: Starting at 16%

Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.

loan-2.png
shopping-png.png

Promotions & Discounts

Enjoy access to special offers from a variety of partner stores. See All >

Free Gold Card

Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees

Master_3d.png

Free SMS Notifications

Receive free SMS alerts for all transactions over AMD 1,000

sms.png

Free Cash Withdrawal

Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 monthly — at all other ATMs in the ARCA network

atm.png

Order Your Free Gold Card

Borrow Smart: Starting at 16%

Get consumer loans and credit lines with 16–18% nominal and 17.28–19.64% effective interest rates.

Promotions & Discounts

Enjoy access to special offers from a variety of partner stores. See All >

Free Gold Card

Get your VISA Gold or Mastercard Gold card with no maintenance fees or any fees

Free SMS Notifications

Receive free SMS alerts for all transactions over AMD 1,000

Free Cash Withdrawal

Enjoy 0% cash withdrawal fees at Inecobank ATMs, and for transactions up to AMD 100,000 — at all other ATMs in the ARCA network

Order Your Free Gold Card

Promotions & Discounts

Pay with your Mastercard Standard or Gold and enjoy one of these offers

  • Plane.png

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

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    • 15% off edX individual online courses

    • 25% off Skillshare annual membership

    • 20% off short-term courses on FutureLearn

    • 15% off 2U GetSmarter short-term courses

    • 10% off British Council online English courses

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    • 10% discount at AKG More Than A Pharmacy

    • 10% discount at The Body Shop

    • Voucher for future purchases at Sirun Ankyun store

    • 16% off at COLE HAAN store

    • 16% off at Jack and Jones

    • 16% off at Levi’s

    • 16% off in New Balance

    • 16% off in Puma

    • 16% off in Lee Wrangler

    • 20% off in Sportlandia

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    • 15% discount at KinoPark via Visa and app

    • 15% discount at Square One Cafe

    • 15% discount at Segafredo Armenia Cafe

    • 15% discount at Cinnabon Armenia Cafe

    • 10% discount at Paul Cafe

    • 16% off at The Lodge restaurant

Promotions & Discounts

Pay with your Mastercard Gold and enjoy one of these offers

  • Plane.png

    • 15% զեղչ Կինոպարկում՝ Visa-ով և հավելվածով

    • 15% զեղչ Square One սրճարանում

    • 15% զեղչ Segafredo Armenia սրճարանում

    • 15% զեղչ Cinnabon Armenia սրճարանում

    • 10% զեղչ Paul սրճարանում

    • 10% զեղչ The Lodge ռեստորանում

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    • 10% VIP զեղչ և հավելյալ առավելություններ The Bicester Collection Online-ում

    • 15% զեղչ՝ առանց մինիմալ ծախսի YOOX-ում

Promotions & Discounts

Pay with your Mastercard Standard or Gold and enjoy one of these offers

  • Ճամփորդություն և հանգիստ

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Կրթություն և առցանց ուսուցում

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Գնումներ և նորաձևություն

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Սնունդ, սրճարաններ և ժամանց

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

Promotions & Discounts

Pay with your Mastercard Gold and enjoy one of these offers

  • Ճամփորդություն և հանգիստ

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Կրթություն և առցանց ուսուցում

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Գնումներ և նորաձևություն

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Սնունդ, սրճարաններ և ժամանց

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

Discover All the Benefits of Your Card

Travel benefits, discounts, preferential terms and more

Download Now

Promotions & Discounts

Pay with your Mastercard Standard or Gold and enjoy one of these offers

  • Ճամփորդություն և հանգիստ

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Կրթություն և առցանց ուսուցում

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Գնումներ և նորաձևություն

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Սնունդ, սրճարաններ և ժամանց

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

Promotions & Discounts

Pay with your Mastercard Gold and enjoy one of these offers

  • Ճամփորդություն և հանգիստ

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Կրթություն և առցանց ուսուցում

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Գնումներ և նորաձևություն

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

    Սնունդ, սրճարաններ և ժամանց

    • Save up to 50% when traveling with BookingBash and Visa with the ADVENTURER subscription

    • 7% cashback to your Booking.com Wallet Credit account

    • Special offers at Apricot Hotels & Resorts

    • Up to 10% discount on car rental at SIXT

    • 10% off on Rentalcars.com when booking

    • Up to 20% off for car rentals at Avis

    • 5% discount at Concept Hotel

    • Special offer at Dilijazz Hotel: early check-in, late check-out, room upgrade

    • Apaga Resort booking includes free Darman tea set and chocolate

    • Upgrade to “Special Adventure Pass” at Yell Extreme Park

Get your salary gold card for free

Simply fill in your details and our team will contact you

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Find answers to the questions that matter to you

FAQ

Discover the new Ineco app

Modern solutions, simple control, and everyday banking, all in one place

Download Now
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FAQ

Track your spending by category and manage your budget flexibly.

  • The offer is available to individuals with at least 3 months of registered employment

  • Passport and social security card, or an ID card

  • The card is issued within a maximum of 3 business days. For an additional service fee, you can receive it within 1 business day

  • Within Inecobank’s salary offer, consumer loans and credit lines are available at a preferential annual nominal interest rate of 16–18%. You can find detailed loan terms here

  • You can contact our Call Center at +374 10 510 510 or visit one of our branches.

Become an InecoBank Customer

Download the InecoMobile app and become a customer without visiting the bank.

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Discover the new Ineco app

Modern solutions, simple control, and everyday banking, all in one place

Download Now
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