Fast Business Financing in AMD or USD
և սա դեռ ամենը չէ․․․
15,5% 16,5%
Annual nominal interest rate
11,5% 12,5%
Annual effective interest rate
18 month
Loan maximum term
֏ 10 mln - 50 mln
Loan amount
Loan terms
18 month
Term
8.9 %
Annual nominal interest rate starting from the 7th month
7.9 %
Annual nominal interest rate for the first 6 months
8.92 - 9.35%
Annual Effective Interest Rate
$ 30 k - 100 k
Limit without collateral *
Higher financing limits are available with collateral
Key Terms
Unsecured limit
*With collateral, higher limit
֏ 10 mln - 50 mln
Annual nominal interest rate for the first 6 months
11,5%
Annual nominal interest rate from the 7th month
12,5%
Annual effective interest rate
12.71 - 13.32%
Loan term
18 months
Key Terms
12.71 - 13.32%
Annual nominal interest rate starting from the 7th month
11,5%
Annual nominal interest rate for the first 6 months
$ 30 k - 100 k
Limit without collateral *
Higher financing limits are available with collateral
18 month
Term
Key Terms
8.92 - 9.35%
Տարեկան փաստացի տոկոսադրույք
7.9 - 8.9 %
Տարեկան անվանական տոկոսադրույք
18 ամիս
Ժամկետ
$ 30 հզ - 100 հզ
Անգրավ սահմանաչափ*
*Գրավադրման պարագայում հասանելի է նաև ավելի բարձր սահմանաչափ
Հիմնական պայմանները
18 ամիս
Maturity date
12,5 %
Annual nominal interest rate starting from the 7th month
11,5 %
Annual nominal interest rate for the first 6 months
12.71 - 13.32%
Annual effective interest rate
֏ 10 մլն - 50 մլն
Maximum limit*
A higher limit is also available in the case of collateral.
Հիմնական պայմանները
AMD
12,71 -13.32%
Annual nominal interest rate
11,5% 12,5%
Annual effective interest rate
18 month
Loan maximum term
֏ 10 mln - 50 mln
Loan amount
USD
8.92 - 9,35%
Annual nominal interest rate
11,5% 12,5%
Annual effective interest rate
18 month
Loan maximum term
$ 30k - 100k
Loan amount
և սա դեռ ամենը չէ․․․
Additional Benefits
A Trip to the Winning Country of FIFA World Cup 2026™
The trip includes flights, transfers, and hotel accommodation for two people.
1,000 FIFA World Cup 2026™ Trionda Balls
The official match ball of the FIFA World Cup 2026™
A Trip to the Winning Country of FIFA World Cup 2026™
The trip includes flights, transfers, and hotel accommodation for two people.
1,000 FIFA World Cup 2026™ Trionda Balls
The official match ball of the FIFA World Cup 2026™
Quick confirmation
Save time and get financing approval faster with a streamlined process.
Low interest rate
Take advantage of competitive terms and get a lower interest rate for the first 6 months.
High limit without collateral
Get up to ֏50,000,000 or $100,000 without collateral, or a higher limit if you put up collateral.
In two currencies
Get business financing in both AMD and USD.
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Apply for Financing
Fill in your details, and our team will contact you shortly.
Three Business Needs, One Smart Solution
Keep Your Business Moving
Cover day-to-day operating expenses, pay suppliers, manage payroll, or strengthen your working capital to keep your business running smoothly.
Finance Today's Opportunity
Whether it's seasonal demand, a large order, or a time-sensitive business opportunity, get the financing you need without missing your chance to grow.
Get Funding When Speed Matters
When waiting isn't an option, choose fast business financing and get a simple solution to your business financing needs.
You can learn more about the terms here.
FAQ
Track your spending by category and manage your budget flexibly.
To participate in the campaign, make single cashless payments of at least AMD 5,000, or the equivalent in foreign currency, with eligible Inecobank Visa cards from June 11 to August 11.
After each qualifying transaction, you will receive a participation code. Once activated, the code automatically enters you into the raffle for 1,111 prizes.
The campaign is open to holders of the following Inecobank Visa cards: Visa Digital, Visa Classic, Visa Classic Pension, Sprint Card, Visa FIFA World Cup 26™, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite.
After each single payment of AMD 5,000 or more, you will receive a campaign participation code within up to 5 business days via Viber, or SMS, if Viber is unavailable.
Codes are usually sent twice a week, on Tuesdays and Fridays.
The number of codes is unlimited.
You receive a separate code for every single payment of AMD 5,000 or more, so the more payments you make, the higher your chances of winning.
Yes, the number of codes you receive depends on the card used for the payment.
Visa Digital, Classic, Classic Pension, Gold, Platinum, Signature, Infinite — 1 code for every single payment of AMD 5,000 or more.
Visa FIFA World Cup 26™ — 2 codes for every single payment of AMD 5,000 or more.
Sprint Card — 3 codes for every single payment of AMD 5,000 or more.
To participate in the grand prize raffle, activate at least one participation code in the Telegram bot.
Each activated code counts as a separate entry and increases your chances of winning.
The following transactions are not counted within the campaign:
-
card-to-card transfers
-
transfers between bank accounts
-
utility and telecommunication payments
-
transactions through e-wallets
-
loan repayments
-
taxes and state duties
-
To collect your prize, visit the relevant branch depending on the prize type.
FIFA World Cup 2026™ Trionda balls and Adidas gift cards, Ineco Store, Gyumri, Vanadzor, or Armavir branches.
AirPods and PlayStation 5, Ineco Store.
When visiting the branch, you will need to present an identity document and the message confirming your prize.
The prize is provided only to the cardholder who received the winning participation code from the Bank.
Cashback is available only for payments made at the following partner entertainment venues:
Paulaner, The Garden, Beatles Pub Yerevan, dors, and Beer Academy.
Cashback is calculated as 10% of payments made at the listed entertainment venues, with a maximum amount of AMD 10,000.
The cashback will be transferred as a one-time payment to the cardholder’s current AMD account by October 1, 2026.