60 ամիս
Առավելագույն ժամկետ
10.000.000 մլն
Առավելագույնն գումար
14 - 16%
Տարեկան անվանական տոկոսադրույք
14.97 - 17.26%
Տարեկան փաստացի տոկոսադրույք
Refinance in just a few simple steps
Transfer your loans
Move your loan or multiple loans from any bank, fully online, without visiting any branch
Get more funds
Receive an additional credit limit to support your new goals
Have one loan, one payment
Combine your loans into a single monthly payment with better terms
Get new benefits while refinancing
Extra funds
When refinancing, you can receive an additional consumer loan limit at a lower interest rate than the bank’s standard consumer loan rate
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Lower interest rate
By transferring loans from other banks, you can reduce the interest rate on your existing Inecobank loans
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Extended repayment period
Combine your Inecobank loans, extend the repayment term, and reduce your monthly payments
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Why refinance?
Refinancing allows you to consolidate your loans from other financial institutions into one loan, and get multiple benefits
Lower interest rates
Combine your loans and get an annual percentage rate starting from 14%
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Simple process
Refinance online with no paperwork or branch visits, and receive approval in minutes
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Higher limits
Get up to AMD 15 million with a repayment period of up to 60 months
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Better terms
Reduce your monthly payments and manage your loan term more efficiently
How to refinance
You can combine your loans in the InecoMobile app in just a few simple steps
Open InecoMobile and check your limit
Go to the Loans section, enter the Sprint page, select refinancing, and see your available limit
Select the loans you want to combine
From your active loans list, select those you want to refinance, enter the required codes, and review the terms
Confirm your loan
Enter the one-time password and enjoy the convenience of one loan instead of many
Register for a Free Consultation
Still have questions? Enter your details and our specialists will contact you
What will you get refinancing
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What is refinance
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When to refinance
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How refinancing works
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Additional information
Yes. Refinancing allows you to combine loans from other banks with existing Inecobank loans and reduce interest rates depending on the total refinanced amount, or refinance your Inecobank loans and extend their repayment period.
The additional consumer loan limit is available when selecting loans for refinancing. It is offered automatically by the system, and the amount depends on the total volume of the refinanced loans.
15.000.000
Maximum amount
14 - 21%
Annual nominal interest rate
14.97 - 23.13%
Annual percentage rate
60 months
Maximum period
Refinancing is available to all citizens of Armenia aged 21–70 who have at least one active consumer loan with another financial institution.
The entire refinancing process is done online, without paperwork or visiting any bank. As a result, the loan amount is transferred to the account within a few minutes.
For additional inquiries, you can submit a request for a personal consultation or contact Inecobank’s customer service center at 010 510 510, or use the online chat available in the app.