How to Participate
և սա դեռ ամենը չէ․․․


GO


Buy an iPhone with an installment loan
Finance the purchase of your new iPhone with Ineco’s installment loan at one of our partner stores


Activate the new Ineco app
Download and activate the new Ineco app by September 30
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Enter the Draw
Get your unique code and enter the draw for one of 30 cashback prizes of 20%, worth up to AMD 100,000 each
Partners
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The offer is available at all branches of the following partner stores
Loan terms
August 20 to September 6

0%
Nominal interest rate for the first 12 months

18%
Nominal interest rate starting from the 13th month

48 month
Repayment term

0 - 22,73%
Annual percentage rate
Special offer terms and conditions
Before July 31, apply for a loan at any of the listed Ineco partner points and for the first 12 months receive:

0%
Տարեկան անվանական տոկոսադրույք առաջին 12 ամսվա համար

18%
Տարեկան անվանական տոկոսադրույք 13-րդ ամսից սկսած

48 ամիս
Մարման Ժամկետ

0-22,73%
Տարեկան փաստացի տոկոսադրույք (13-րդ ամսից սկսած)
Special offer terms and conditions
Before July 31, apply for a loan at any of the listed Ineco partner points and for the first 12 months receive:

0 - 21.7%
Տարեկան նվանական տոկոսադրույք

0-22,73%
Տարեկան փաստացի տոկոսադրույք

48 ամիս
Մարման Ժամկետ
Loan terms
September 7 to September 24

0 - 21.7%
Nominal interest rate

0 - 23.99%
Annual percentage rate

6 - 96 month
Repayment term
FAQ
Track your spending by category and manage your budget flexibly.
Purchase one of the eligible iPhone models from an authorized reseller participating in the campaign using Ineco’s installment loan, and activate the new Ineco app by 30.09.2026 inclusive.
Installment loan purchases made at all branches of Homplex, iSpace, Team, Ucom, Vega, Viva, VLV and Zigzag are eligible for the campaign. Purchases made at other stores are not eligible.
The campaign applies to installment loans of the following iPhone models: 15, 16, 16 Plus, 17, 17e, 17 Air, 17 Pro, and 17 Pro Max.
No. The purchase must be made using Inecobank’s installment loan.
Yes. To participate in the campaign, you must activate the new Ineco app by 30.09.2026 inclusive.
No. Each customer receives one draw code, regardless of the number of purchases made.
The draw will be held by 15.10.2026 inclusive. Winners will be selected at random using an appropriate software solution.
The cashback will be credited to the winners’ AMD current accounts by 16.11.2026 inclusive.
You can learn more about the participation terms here.










