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Merge your loans, get extra funds

Bring your loans to Ineco, start paying less, get an additional credit limit, and benefit from new advantages

Apply Now

You have a number of benefits

և սա դեռ ամենը չէ․․․

A new banking experience with powerful features

և սա դեռ ամենը չէ․․․

Pink Poppy Flowers

1,000 FIFA World Cup 2026™ Trionda Balls

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1,000 FIFA World Cup 2026™ Trionda Balls

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50 Adidas Gift Cards

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20 PlayStation Consoles

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1,000 FIFA World Cup 2026™ Trionda Balls

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40 AirPods

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Get more from your card

Discover the card’s key benefits and special offers

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Do not share confidential data

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Do not click suspicious links

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Do not trust urgent requests

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Always verify the source

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Keep your card under control

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Contact the bank if something feels suspicious

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You have a number of benefits

և սա դեռ ամենը չէ․․․

Pouring Milk Art

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Red And White Amaryllis

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Glowing Sphere in Desert

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Discover the new Ineco app

Modern solutions, simple control, and everyday banking, all in one place

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FAQ

Track your spending by category and manage your budget flexibly.

  • To participate in the campaign, make single cashless payments of at least AMD 5,000, or the equivalent in foreign currency, with eligible Inecobank Visa cards from June 11 to August 11.

    After each qualifying transaction, you will receive a participation code. Once activated, the code automatically enters you into the raffle for 1,111 prizes.

  • The campaign is open to holders of the following Inecobank Visa cards: Visa Digital, Visa Classic, Visa Classic Pension, Sprint Card, Visa FIFA World Cup 26™, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite.

  • After each single payment of AMD 5,000 or more, you will receive a campaign participation code within up to 5 business days via Viber, or SMS, if Viber is unavailable.

     

    Codes are usually sent twice a week, on Tuesdays and Fridays.

  • The number of codes is unlimited.

    You receive a separate code for every single payment of AMD 5,000 or more, so the more payments you make, the higher your chances of winning.

  • Yes, the number of codes you receive depends on the card used for the payment.

    Visa Digital, Classic, Classic Pension, Gold, Platinum, Signature, Infinite —  1 code for every single payment of AMD 5,000 or more.

    Visa FIFA World Cup 26™ —   2 codes for every single payment of AMD 5,000 or more.

    Sprint Card —  3 codes for every single payment of AMD 5,000 or more.

  • To participate in the grand prize raffle, activate at least one participation code in the Telegram bot.

    Each activated code counts as a separate entry and increases your chances of winning.

  • The following transactions are not counted within the campaign:

    • card-to-card transfers

    • transfers between bank accounts

    • utility and telecommunication payments

    • transactions through e-wallets

    • loan repayments

    • taxes and state duties

  • To collect your prize, visit the relevant branch depending on the prize type.

    FIFA World Cup 2026™ Trionda balls and Adidas gift cards, Ineco Store, Gyumri, Vanadzor, or Armavir branches.

    AirPods and PlayStation 5, Ineco Store.

    When visiting the branch, you will need to present an identity document and the message confirming your prize.

    The prize is provided only to the cardholder who received the winning participation code from the Bank.

  • Cashback is available only for payments made at the following partner entertainment venues:

    Paulaner, The Garden, Beatles Pub Yerevan, dors, and Beer Academy.

  • Cashback is calculated as 10% of payments made at the listed entertainment venues, with a maximum amount of AMD 10,000.


    The cashback will be transferred as a one-time payment to the cardholder’s current AMD account by October 1, 2026.

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